CREDIT FACTS
The Fair Credit Reporting Act mandates that any
information to one's credit report be both accurate and
current. The credit reporting agencies are not government
agencies. They are for-profit corporations in the business
of making money. In some states, your car insurance rates
are based in part on your credit reports and credit beacon
scores! Every time you send in a payment, there's an
opportunity for an error to be entered onto you credit
reports! One late pay, collection, or charge off on your
credit report can raise your interest rates on credit cards,
mortgages, or car loans.
WHY NOT DO IT MYSELF?
You can do it yourself but in many cases there are specific
items you need to review and address when disputing
credit information. What makes inaccuracies most of the
time is the procedures that the information about you is
handled and placed on your credit reports. The bureaus
can reject you disputes for a number of reasons as being
"frivolous" or "irrelevant". In many cases the information
you dispute will be re-verified and remain on the report.
For these reasons we recommend professional assistance.
We have many techniques to make the bureaus respond
to our disputes providing you with excellent results!!
WHAT CAN BE DELETED?
Late Payments - Tax Liens - Slow Payments -
Repossessions -Charge-Offs - Student Loans -
Bankruptcies - Collections - Foreclosures - Evictions -
Judgements - Medical Bills
HOW CAN WE HELP!
How does the service work? Credit Repair Services works
by leveraging the Fair Credit Reporting Act! The Fair
Credit Reporting Act Guarantees the right of consumers to
dispute any inaccurate, erroneous, unverifiable or
obsolete information that may appear on your credit
report. We review your credit report and work on removing
the negative items by disputing them to the credit bureaus
and/or creditors, on your behalf. The duration of our
service varies according to the package that you choose.
WHY USE CRS TO HELP ME REVIEW MY CREDIT?
Our process effectively works within the guidelines of
Section 611 of the Fair Credit Reporting Act. Our service
helps the consumer convey the disputed items to the credit
reporting agency. We offer a complete Credit Analysis
Free of charge. We have a one of a kind approach to
credit repair providing you with a personal and friendly
experience. We also provide unlimited counseling and
continued credit education for the entire duration. Many of
our clients see an improvement in their credit score within
the first 60 days!!!
Credit got you stressed?
Are you overwhelmed by the
negative items on your credit
report?? Are these Items
causing you to be denied time
and time again, putting you
through financial stress??
We Can Help You!!!
USEFUL TIP!
Please try to have a current
copy of your credit report
before calling us for your
consultation. It will be
necessary for you to have a
credit report for us to do the
credit analysis. It will speed
up the process of your
enrollment to have these
reports ready. For your
convenience, we have
included links to the 3 credit
bureaus websites below. We
recommend going to
transunion and pulling their
3in1 report. That will give you
reports from all 3 bureaus on
one easy to read report. All 3
bureaus offer a 3in1 ,
however transunion is
usually better priced ($30)
and is much easier to read. If
you have any questions about
pulling your reports give us a
call. We will be glad to help!
Call us for your FREE consultation today! 1-888-486-5161
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TREY HALL & ASSOCIATES
"We Can Improve Your Credit Score!"
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Affordable Credit Restoration Programs With Proven Results!