The Fair Credit Reporting Act mandates that any
information to one's credit report be both accurate and
current. The credit reporting agencies are not government
agencies. They are for-profit corporations in the business
of making money. In some states, your car insurance rates
are based in part on your credit reports and credit beacon
scores! Every time you send in a payment, there's an
opportunity for an error to be entered onto you credit
reports! One late pay, collection, or charge off on your
credit report can raise your interest rates on credit cards,
mortgages, or car loans.
WHY NOT DO IT MYSELF?
You can do it yourself but in many cases there are specific
items you need to review and address when disputing
credit information. What makes inaccuracies most of the
time is the procedures that the information about you is
handled and placed on your credit reports. The bureaus
can reject you disputes for a number of reasons as being
"frivolous" or "irrelevant". In many cases the information
you dispute will be re-verified and remain on the report.
For these reasons we recommend professional assistance.
We have many techniques to make the bureaus respond
to our disputes providing you with excellent results!!
WHAT CAN BE DELETED?
Late Payments - Tax Liens - Slow Payments -
Repossessions -Charge-Offs - Student Loans -
Bankruptcies - Collections - Foreclosures - Evictions -
Judgements - Medical Bills
HOW CAN WE HELP!
How does the service work? Our credit services work by
leveraging the Fair Credit Reporting Act! The Fair Credit
Reporting Act Guarantees the right of consumers to
dispute any inaccurate, erroneous, unverifiable or
obsolete information that may appear on your credit
report. We review your credit report and work on removing
the negative items by disputing them to the credit bureaus
and/or creditors, on your behalf. The duration of our
service varies according to the package that you choose.
WHY USE THA TO HELP ME REVIEW MY CREDIT?
Our process effectively works within the guidelines of
Section 611 of the Fair Credit Reporting Act. Our service
helps the consumer convey the disputed items to the credit
reporting agency. We offer a complete Credit Analysis
Free of charge. We have a one of a kind approach to
credit repair providing you with a personal and friendly
experience. We also provide unlimited counseling and
continued credit education for the entire duration. Many of
our clients see an improvement in their credit score within
the first 60 days!!!
information to one's credit report be both accurate and
current. The credit reporting agencies are not government
agencies. They are for-profit corporations in the business
of making money. In some states, your car insurance rates
are based in part on your credit reports and credit beacon
scores! Every time you send in a payment, there's an
opportunity for an error to be entered onto you credit
reports! One late pay, collection, or charge off on your
credit report can raise your interest rates on credit cards,
mortgages, or car loans.
WHY NOT DO IT MYSELF?
You can do it yourself but in many cases there are specific
items you need to review and address when disputing
credit information. What makes inaccuracies most of the
time is the procedures that the information about you is
handled and placed on your credit reports. The bureaus
can reject you disputes for a number of reasons as being
"frivolous" or "irrelevant". In many cases the information
you dispute will be re-verified and remain on the report.
For these reasons we recommend professional assistance.
We have many techniques to make the bureaus respond
to our disputes providing you with excellent results!!
WHAT CAN BE DELETED?
Late Payments - Tax Liens - Slow Payments -
Repossessions -Charge-Offs - Student Loans -
Bankruptcies - Collections - Foreclosures - Evictions -
Judgements - Medical Bills
HOW CAN WE HELP!
How does the service work? Our credit services work by
leveraging the Fair Credit Reporting Act! The Fair Credit
Reporting Act Guarantees the right of consumers to
dispute any inaccurate, erroneous, unverifiable or
obsolete information that may appear on your credit
report. We review your credit report and work on removing
the negative items by disputing them to the credit bureaus
and/or creditors, on your behalf. The duration of our
service varies according to the package that you choose.
WHY USE THA TO HELP ME REVIEW MY CREDIT?
Our process effectively works within the guidelines of
Section 611 of the Fair Credit Reporting Act. Our service
helps the consumer convey the disputed items to the credit
reporting agency. We offer a complete Credit Analysis
Free of charge. We have a one of a kind approach to
credit repair providing you with a personal and friendly
experience. We also provide unlimited counseling and
continued credit education for the entire duration. Many of
our clients see an improvement in their credit score within
the first 60 days!!!
TREY HALL & ASSOCIATES
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| Credit Facts |
| TEL: 334.403.8628 FAX: 253.559.3667 |
We Provide Affordable Credit Solutions With Proven Results!
| Copyright © 2004 - 2009 : Trey Hall & Associates |
| HOW IS MY CREDIT SCORE DETERMINED? |
